CBusT asked:


In a recent transaction where I was paying by credit card I was overcharged by the vendor. She realized it on the spot and refunded the money. However, when I reviewed my credit card statement I found that they’d issued two additional refunds to me which amount to several thousand dollars. This is all in excess of the amount the needed to refund to me. What am I supposed to do? What is my obligation? Can I just sit tight until the company figures out its mistake?

Pat

Rev Debi Brady asked:


I am a good payer on my CC’s. Yes, I have fairly high balances, but that’s because every time I think I’m making some headway on the balances, these ‘guys’ raise the interest rates. At least two of my higher balance cards have increased their rates…by A LOT…in the last year! I’m making it my mission to expose these companies for what they are money-hungry card-sharks!

Please join my crusade…I’m started by taking a survey of rates and companies…

My next step is to compile a list of all these companies and their USURY rates (see for background). As a writer, researcher and honorably-discharged Air Force Officer, I will be creating a campaign to take back our rights to fair credit treatment. Are you with me?!?
Thanks to these responses…I am well-aware that no one stuffed a CC down my throat unwillingly…I bit down and chewed! No I don’t think ANOTHER CC is the answer (been-there-done-that), but I am among millions who are carrying a balance. I pay more than the minimum, but not enough to offset the ever-increasing interest charges.
Ahh, yes…my house is filled with useless stuff that I owe money on…NOT! I have over-extended my credit, but that does not extend the abuse to companies by charging over 24% (currently the max allowed in the U.S.) with our govt’s blessing…hmmm, seems a little bit fishy…

Deidre

hazimara asked:


Please explain me as to how to use my credit Card for sending money to Foreign Country to avoid misuse of my Credit Card since I am not aware how the money send through Credit Card to foreign Countries. Is there any specific method to be adopted by which misuse of my credit Card can be averted.

Kraig

plesneala100 asked:


I’m gonna translate something for a guy and I will have a fee… but I don’t own a card so I can’t use Paypal… how can I receive the money without a card?

Sophia

fratdaddy1987 asked:


I owed Capital One credit card services $600.00. They hire a collection agency to make the collection. We agreed on 400.00 in two payments that i was to make. I paid the first 200.00 but missed the next 200.00. Now they said I have to pay the full 600.00 and they will not give me credit for the 200.00 I paid previously. Do I really lose that money because I “broke the agreement”? Or is there any protection that I can use? Please help!

Desiree

RozeBudz asked:


I need to pay someone $250. They can’t take a credit card. How would I get this money from my card? I don’t mind paying a higher interest rate on this money just not a daily interest like I have heard they may charge. What can I do?

Gil

adam asked:


Okay, so i created an account for napster and I can preview all of their 30 second clips of songs. But when I go to subscribe, I chose PayPal. This past week I transfered 75 dollars from my bank account to my PayPal account. So my PayPal balance is 75 dollars. When I try to sign up for napster and click on PayPal and sign in, it asks me for a credit card number or debit card number. I thought that if I have money in my PayPal account then I could just pay using that and I wouldn’t even need a credit card. I don’t know, maybe the credit card is just to confirm something. I don’t have a credit/debit card so I guess I’m out of luck.
What I mean is that I sign into PayPal, and it is PayPal who asks me to add a credit/debit card. I’ve already got a 75 dollar balance at PayPal, that I have not even touched, so why can’t I just subscribe to Napster, or purchase a domain name at GoDaddy.com without a credit/debit number

Aisha

Laivwudbbetorw/omwuah asked:


well I’m making a paypal account using my credit card. If someone transfers money to me thru this account, they will send the money to my credit card. Does credit cards accepts that kind of transfer?? can I take the money out if I want?

Juliette

Liam W asked:


Can some please explain how i send money from my credit card to a paypal address.

Charlotte

wowlolz123 asked:


I need to buy a money order but at the moment I dont have enough cash… do you think I can buy a money order at, lets say, albertsons using a credit card?

Walton